How to Buy Bitcoins with a Credit Card

Today, it is much easier to purchase Bitcoins using a credit card. The issue of chargeback has been resolved via the use of anti-fraud companies. Many major exchanges now let you buy BTC using a credit card. Here are some of the most popular ways to buy Bitcoin with a credit card:


Coinbase is the largest broker of BTC in the world. The exchange will let you purchase up to $150 in BTC per week using your credit card. The exchange is open to citizens of:

  • United States
  • Canada
  • Europe
  • United Kingdom
  • Australia

The exchange will charge a flat fee of 3.99% for all credit card purchases, which is amongst the lowest for American and European customers.

How to buy BTC on Coinbase:

  1. Create an account on Coinbase
  2. Connect your credit card to your Coinbase account
  3. Verify your ID with Coinbase
  4. Buy BTC using your credit card by visiting the buy page and clicking ‘Buy Bitcoin Instantly’


Coinmama is a BTC broker that specializes in allowing you to buy BTC using your credit card. You are charged a ~ 6% fees to cover the risks and processing fee associated with credit card payments. The exchange allows you to buy up to $5,000 of BTC a day or $20,000 worth of BTC a month.

How to buy BTC on Coinmama:

  1. Create an account
  2. Login to the account
  3. Verify your identity
  4. Upload and verify your ID
  5. Choose the credit card option
  6. Select the amount of BTC you wish to buy
  7. Enter your wallet address
  8. Enter the credit card details


Bitpanda is a BTC broker with its HQ in Austria. You can buy Bitcoin with a credit card with a fee of 3-4%. Only Europeans can buy using Bitpanda.

How to buy BTC on Bitpanda:

  1. Create a Bitpanda account and verify via email
  2. Login to your account and click ‘Buy’ in the top menu bar
  3. In the new page, pick ‘Visa/Mastercard’ and enter the amount of EUR or the amount of BTC you wish to buy
  4. You will now have 60 seconds to lock in the current exchange rate
  5. You will then have to verify via a phone call or SMS
  6. Enter the PIN code you get via call or SMS
  7. Once you succeed, click ‘Click here to start the payment process.’ Ensure you complete it in less than 10 minutes. 
  8. On the new page, enter the credit card details via mPAY24 and press ’Bezahlen’
  9. You can now withdraw the BTC to your BTC wallet will let you buy BTC using your credit card. It is amongst the oldest BTC exchange in some US states, Europe and some nations in South America. The verification process at can take up to 30 minutes in some cases.

How to use a credit card on

  1. Create an account
  2. Confirm the account via your email address
  3. Get verified on the exchange
  4. Link your credit card to your account
  5. Buy BTC
  6. The BTC will be credited to your account upon purchase

Bit Expert